– With my wife’s supplementary BAPP card as she is Insured, qualifying her as a Supplementary Cardmember who can access the Account. – With my own BAPP card, as I am the Cardmember and it accesses my Account. So the Platinum insurance should cover me for the full range of benefits where the trip is paid: I read this as meaning that I have one Account that is accessed by a range of Cards, and some of the cards may be used by Supplementary Cardmembers. – “Insured” means (i) Cardmembers and their Families, (ii) Supplementary Cardmembers and their FamiliesĪnd (iii) grandchildren of the Cardmember or a Supplementary Cardmember who are under the age of 25Īnd travelling with anyone insured under the Card Account. With an additional Card on the Account and is also covered by the insurance benefits included with the Card. – “Supplementary Cardmember” means a person who has been nominated by the Cardmember to be issued – “Cardmember” means any individual who holds a valid Account.

In the UK, excluding corporate cards and any American Express cards issued by bank partners.

– “Account” or “Card Account” means Your consumer and small business cards issued by American Express

– “Card” means any Card or other Account access device issued to a Cardmember (or a SupplementaryĬardmember) for the purpose of accessing the Account. So if my trip is all refundable and I don’t really care about claiming for a cancellation, I believe that the policy should be fit for purpose however I paid for my trip.īut it all seems to get murky if I used a different Amex card for the purchase (perhaps before I took out the Platinum card): Other parts of the policy have no such constraint: My understanding of the Platinum travel insurance benefits is that these benefits need the trip to have been purchased with the card: Just checking as I’m sure many others here have done the same research…

Platinum insurance group google review